• Robert Floris CFP, AMP
    Lead Mortgage Agent
    M08004919
    905-966-1453

  • Reverse Mortgage Top 4 Reasons

    It was the spring of 2019 that we received a phone call at our mortgage architects office inquiring about a reverse mortgage. My first impressions of the client was that she was very bright and well informed. She agreed to do an application. We [...]

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    How To Retire At Home

    How To Retire At Home Most of the retirees that we meet with ask us How To Retire At Home. Well, if their pension and/or their savings were sufficient, they probably wouldn't be asking us. Usually the issue is cash flow. Most of our retired clients [...]

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    How Much Can I Get From A CHIP Reverse Mortgage?

    How Much Can I Get From A CHIP Reverse Mortgage? This is another question we receive daily in our office. And the answer to How Much Can I Get From A CHIP Reverse Mortgage depends on 2 main factors: 1. How old are you? When calculating How Much [...]

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    How Does A Reverse Mortgage Work?

    How Does A Reverse Mortgage Work? A reverse mortgage is like any other mortgage in the sense that is secured against your home. That means that the bank lends you money and uses your home as security or collateral, if you will. The mortgage that we [...]

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    Reverse Mortgages SCAMS? No, they are not BUT...

    Are Reverse Mortgages SCAMS? There is a lot of misinformation out there about Reverse Mortgages SCAMS. The reality is that if you think that reverse mortgages are scams, then it would follow that any mortgage is a scam. Why? How Conventional [...]

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    Hamilton Retirement Homes: There Are Cheaper Alternatives

    Hamilton Retirement Homes: There Are Cheaper Alternatives Are you the son or daughter of an elderly parent who is considering Hamilton Retirement Homes? Parents are resistant to such a move and would like to stay in their existing home? Are you a [...]

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    What is the Purpose of a Reverse Mortgage?

    What is the Purpose of a Reverse Mortgage? To ask "What is the Purpose of a Reverse Mortgage" is like asking "what is the purpose of a loan"? The reason: a mortgage is just a type of loan. And a reverse mortgage is just a type of mortgage. Why do we[...]

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    Reverse Mortgage Experts: I Was Wrong!

    Reverse Mortgage Experts I did something I thought I would never do. It is safe to say that I had strong feelings regarding this product. Unfortunately, the thoughts were very negative. At Reverse Mortgage Experts in Hamilton, Ontario, we readily[...]

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    Pensioners and Money: Serious Long Discussions Are Often Needed

    Pensioners and Money: Serious Long Discussions Are Often Needed My parents arrived in Canada with a suitcase, $100 and a dream. They had survived the depression but due to those tough times, their norms were set for the rest of their lives. They [...]

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